Commercial Mortgage Depot has a stated income loan program for time sensitive and difficult finance transactions including duplex loans, multi-unit loans, duplex loans and more. We lend from $100,000 to $5,000,000, loan to values up to 75% and seller second financing up to 80%. Stated income loans require NO tax returns, NO W2s, and NO income verification!

This program gives you as a borrower a 30 year amortization period. There are no seasoning of funds, no balloon, and it is easy to qualify! We accept all property types, and transactions typically take just 2 to 5 weeks from application to close. This loan program is perfect for an apartment mortgage, financing a multi-family property, or financing a multi-unit property.