New Jersey Hard Money Lender

Rates Starting at 10%

At Commercial Mortgage Depot, we specialize in providing fast, flexible, and reliable real estate financing throughout the state of New Jersey. Whether you’re investing in a fix and flip, refinancing a rental property, or purchasing commercial real estate, our goal is to make the lending process simple and transparent — so you can focus on closing deals and growing your portfolio.

 

With decades of experience in private and commercial lending, our team understands the nuances of New Jersey’s real estate markets — from Bergen County to Atlantic City — and tailors financing options to match your goals and property type.

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  • Trusted. Experienced. Secure

Why Trust Commercial Mortgage Depot?

  • The best thing about doing business with them was working with the owner, Enrique, and having him and his staff stay on top of everything to help me close the... read more

    Oscar G Perez Avatar Oscar G Perez
    October 25, 2023

    Enrique is the best in the business! Him and his team make sure you are well attended to throughout the lending process.

    Luis Barragan Avatar Luis Barragan
    August 22, 2023

Property Types We Finance

We provide funding for a variety of investment and commercial property types throughout New Jersey, including:

  • Single-family investment properties

  • Multifamily and mixed-use buildings

  • Retail and office spaces

  • Warehouses and industrial buildings

  • New construction projects

  • Ground-up and renovation investments

Why Choose Commercial Mortgage Depot?

  • Fast approvals and closings
  • Direct access to decision-makers
  • Flexible loan terms tailored to your goals
  • Programs for both experienced and first-time investors
  • Transparent process with no hidden fees

 

Whether you’re financing your next flip, building a rental portfolio, or expanding your business footprint, Commercial Mortgage Depot is your trusted New Jersey hard money lender.

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Areas We Serve in New Jersey

Commercial Mortgage Depot proudly provides hard money and commercial loan programs across the entire state of New Jersey, including but not limited to:

Northern New Jersey

Central New Jersey

  • Middlesex County

  • Monmouth County

  • Somerset County

  • Union County

  • Mercer County

  • Hunterdon County

Southern New Jersey

  • Burlington County

  • Camden County

  • Gloucester County

  • Atlantic County

  • Cape May County

  • Cumberland County

  • Salem County

Recently Funded Deals

Curious about our recent projects? Check out our portfolio of funded deals to see how we’re helping investors succeed throughout New Jersey.

Recent Closings | Commercial Mortgage Depot

FEATURED PROPERTIES

New Jersey Loan Programs

We offer a wide range of programs designed to meet the needs of investors, developers, and business owners across the Garden State.

Home interior being remodeled

Fix & Flip Loans

Quick access to short-term funding to purchase and renovate investment properties. Our Fix & Flip Loans provide competitive rates, flexible draw schedules, and fast closings - helping you maximize ROI and scale your business efficiently.

Learn More About Fix & Flip Loans »

Pretty modern home

DSCR Loans

Our Debt Service Coverage Ratio (DSCR) Loans are designed for real estate investors who want to qualify based on property cash flow — not personal income. Perfect for rental portfolios, multifamily properties, and short-term rentals across New Jersey.
Explore DSCR Loan Options »

Door sign saying "Come on in we're OPEN"

SBA Loans

We also offer Small Business Administration (SBA) Loans for commercial property acquisitions, business expansion, and refinancing. Our SBA programs help entrepreneurs secure long-term financing with favorable terms backed by government guarantees.
View SBA Loan Programs »

Ready to get started?

Complete our quick online form and one of our experienced loan specialists will contact you with the best options for your project.